Convenient, easy and most accounts are free!

All First National Bank personal checking accounts include:

  • Unlimited access to the best customer service anywhere – in person, by phone or online
  • Free VISA® Debit Card for fast, easy purchasing wherever VISA® cards are accepted
  • Free Online Banking and Bill Pay
  • Unlimited check writing with no per check charge
  • Free eStatements - $3 paper statement fee
  • Free thank you gift

Totally Free E Checking*

Totally Free E Checking is the account of choice for so many people – and no wonder.   It’s so easy.  There’s no minimum balance requirement (so you’re not always moving money between accounts).  We know you’ll appreciate the other features of this account.

  • No minimum balance
  • No monthly service charge

50+ Free Interest E Checking

Are you 50+?  Remember that you’re not getting older; your checking account is getting better.  With our 50+ Free Interest E Checking, you qualify for special perks.

  • Free personalized checks
  • Competitive interest rates
  • No minimum balance
  • No monthly service charge

VIP Free Interest E Checking*

With VIP Free Interest E Checking, we pay you to have your checking account with us.  Simply arrange for direct deposit or any automatic payment into your account on a monthly basis and earn money on your money.

  • Competitive interest rates
  • No minimum balance
  • No monthly service charge

Wall Street E Checking*

The checking account that rewards you for higher balances.

  • Higher interest rates with balances of $1500 or more
  • Competitive interest rate if your balance falls below $1500
  • Only $10 monthly charge if minimum balance falls below $1000

Cash at Hand E Checking*

Reimbursement of some ATM fees.

  • Competitive interest rates with 2 tiers available
  • Only $10 monthly charge if average balance falls below $2500
  • Account will be rebated up to $20 per statement cycle when a non-FNB ATM is used, international transactions not included. **

All checking accounts come with a Free Visa® Debit Card.

We know you – you love how easy it is to pay with a credit card but you hate the bill at the end of the month!   That’s why all our checking accounts come with a Free Visa® Debit Card.  It has the ease of a credit card but the money comes straight from your checking account when you use it to make a purchase.

A network of ATMs worldwide.

Your Visa® Debit Card is tied to the Pulse,PLUS™ and STAR Networks so you have access to your money wherever you travel almost anywhere in the world. ATM fees may apply.

See account disclosures for additional information.

* First order of standard checks is free, after which customer purchases.

** Transactions include withdrawals, inquiries and transfers.

$3 paper statement fee on all personal E Checking accounts.


Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.